My credit report sucks

[War Lord]

Thanks for your concern. That's what we're all here for, right? I guess being good credit-card users is our way of sticking it to the card companies, since they aren't making any money off of us. They're making money off the people who only pay the minimum balance, overdraw, and/or don't make their payments at all.

You must tell us your secret for buying housing. In the news it's all been doom and gloom.

If you're in a position of buying a house, than doom and gloom is a good thing, because you'll be able to buy more house with less money.

If you can, keep track of housing prices until it seems to bottom out and then go buy one.

 

[Anita18]

If you can, keep track of housing prices until it seems to bottom out and then go buy one.

You make it sound so easy, LOL...

I was referring to "doom and gloom" as in "nobody is able to afford a house anymore." I'm renting until I figure out where I'm staying long-term (still thinking about grad school), but yeah...in my area (Los Angeles) it's practically impossible.

 

[War Lord]

You make it sound so easy, LOL...

I was referring to "doom and gloom" as in "nobody is able to afford a house anymore." I'm renting until I figure out where I'm staying long-term (still thinking about grad school), but yeah...in my area (Los Angeles) it's practically impossible.

I'm not saying it's easy, it never is. However, there are simple strategies that almost anybody can use to maximize their chances of getting the best house for their money.

 

[Honey Vibe]

I went to one of those sites where you can view it for free for like 30 days, and I had forgotten about past student loans and other personal loans I made when my dad was sick back in 2001 are still on there in full force. I wasn't working for like 6 months at one point and a lot of that **** became late, so now I see I have to attempt to see if I can improve some of it, because apparantly you can't step onto concrete without them checking your credit these days.

terry, I highly recommend www.lexingtonlaw.com It's laughably cheap, but they clean every bug spot.

 

[Kritish]

I only own two credit cards...