what type of insurance is good for a teenager?

[Dr.Fear]

eventhough im not a teenager any longer, insurance is still high, what type of coverage should a 19 year old look for and what agency covers ur insurance?

 

[guitarsingerguy]

Fact of the matter is if you're a male around that age, then your insurance is gonna be high. I've got State Farm. Yes it is a little higher than most, but every time I've needed them they've been great. They're quick and really reliable. If you're looking to save a few bucks call Geico?

 

[guitarsingerguy]

Also, have you had any wrecks and what do you consider high?

 

[Dr.Fear]

Also, have you had any wrecks and what do you consider high?

ima first timer. my first vehicle. anything above 1500 grand is high.

 

[guitarsingerguy]

15 grand for what? 6 months? a year? explain.

 

[Dr.Fear]

15 grand for what? 6 months? a year? explain.

i meant 1500 hundred. i wouldnt mind paying that for year tho. but i dont theres any insurance thatill go for that.

 

[guitarsingerguy]

i meant 1500 hundred. i wouldnt mind paying that for year tho. but i dont theres any insurance thatill go for that.

Crap, that's what I meant. 1500. Yeah for a year, it isn't gonna happen. Is it a new vehicle you're driving? Are you looking for full coverage? I think somewhere inbetween 1200 and 1500 for six months is what you're gonna be looking at. Maybe more.

 

[Dr.Fear]

Crap, that's what I meant. 1500. Yeah for a year, it isn't gonna happen. Is it a new vehicle you're driving? Are you looking for full coverage? I think somewhere inbetween 1200 and 1500 for six months is what you're gonna be looking at. Maybe more.

its a used car and im nooojking for full coverage just the basics, do u think thats a bad idea?

 

[guitarsingerguy]

its a used car and im nooojking for full coverage just the basics, do u think thats a bad idea?

Well, I guess that really depends on how much the car is worth, but I would never go without full coverage. You'll understand if you ever get into a wreck.

 

[Dr.Fear]

Well, I guess that really depends on how much the car is worth, but I would never go without full coverage. You'll understand if you ever get into a wreck.

how much will full coverage set me back?

 

[guitarsingerguy]

Alright, tell me what year, make, and model the car is exactly. I'll search around and see what comes up on the calculators.

 

[Dr.Fear]

1992 toyota camry

 

[guitarsingerguy]

Damn man. I can't even find anything out because you don't have any prior history. You're probably gonna have to go in and talk to an agent. Your parents couldn't add you to their insurance or anything like that? Is the car in your name?

 

[Captain_Obvious]

hmm...well I always stuck with State Farm because that's what my dad is under...I got a student discount too, b/c I took some mini car test and had good grades at school

 

[War Lord]

eventhough im not a teenager any longer, insurance is still high, what type of coverage should a 19 year old look for and what agency covers ur insurance?

plpd.

You likely have no assets for anybody to sue you for, so you're safe.

 

[Antinicolae]

hmm...well I always stuck with State Farm because that's what my dad is under...I got a student discount too, b/c I took some mini car test and had good grades at school

Those good student discounts really do help. But I think the stress of keeping those grades is making me start to lose hair.

 

[ben_thuggin]

I'm a 16 year old, driving a 1996 Honda Odyssey with State Farm. I'm covered by nothing except what's required by law, and it was $1015 or thereabouts (before my wreck).

EDIT: $1015 every six months

 

[dylan05]

i recently checked out some quotes at http://www.oneshopinsurance.com they have a couple of known companies here. I also checked out some premiums. actually there are things that we all have to consider. Age is a major consideration. The type and model of the vehicle has a major role also. When buying car/auto insurance online, there are sites that provide automated tools. They’re using an auto coverage analyzer where you have to answer a few question about your financial standing, automobile condition, etc. From this information it will generate what category of coverage we need.

 

[November Rain]

insurance on what?

home, car etc?

i don't have any, although i don't think there is a reason i should, i'm fairly careful with my belongings and home security and i don't drive so meh...

 

[Erzengel]

Geico the talking lizard > dylan05 or any dylan here

 

[Immortalfire]

Bumping a dead thread by Dr.Fear is punishable by a cactus rape.

 

[Erzengel]

I'll hold him down.

 

[Immortalfire]

Mr. Cactus is en route.

 

[jaguarr]

Mr. Cactus is en route.

jag

 

[Mayor_McCheese]

A Real man doesn't need any stinking insurance