what type of insurance is good for a teenager?

Discussion in 'SHH Community Forum' started by Dr.Fear, Apr 27, 2005.

  1. Dr.Fear

    Dr.Fear Registered

    Joined:
    Dec 17, 2004
    Messages:
    7,650
    Likes Received:
    0
    eventhough im not a teenager any longer, insurance is still high, what type of coverage should a 19 year old look for and what agency covers ur insurance?
     
  2. guitarsingerguy

    guitarsingerguy Who am I?

    Joined:
    Jun 26, 2003
    Messages:
    12,398
    Likes Received:
    6
    Fact of the matter is if you're a male around that age, then your insurance is gonna be high. I've got State Farm. Yes it is a little higher than most, but every time I've needed them they've been great. They're quick and really reliable. If you're looking to save a few bucks call Geico?
     
  3. guitarsingerguy

    guitarsingerguy Who am I?

    Joined:
    Jun 26, 2003
    Messages:
    12,398
    Likes Received:
    6
    Also, have you had any wrecks and what do you consider high?
     
  4. Dr.Fear

    Dr.Fear Registered

    Joined:
    Dec 17, 2004
    Messages:
    7,650
    Likes Received:
    0
    ima first timer. my first vehicle. anything above 1500 grand is high.
     
  5. guitarsingerguy

    guitarsingerguy Who am I?

    Joined:
    Jun 26, 2003
    Messages:
    12,398
    Likes Received:
    6
    15 grand for what? 6 months? a year? explain.
     
  6. Dr.Fear

    Dr.Fear Registered

    Joined:
    Dec 17, 2004
    Messages:
    7,650
    Likes Received:
    0
    i meant 1500 hundred. i wouldnt mind paying that for year tho. but i dont theres any insurance thatill go for that.
     
  7. guitarsingerguy

    guitarsingerguy Who am I?

    Joined:
    Jun 26, 2003
    Messages:
    12,398
    Likes Received:
    6
    Crap, that's what I meant. 1500. Yeah for a year, it isn't gonna happen. Is it a new vehicle you're driving? Are you looking for full coverage? I think somewhere inbetween 1200 and 1500 for six months is what you're gonna be looking at. Maybe more.
     
  8. Dr.Fear

    Dr.Fear Registered

    Joined:
    Dec 17, 2004
    Messages:
    7,650
    Likes Received:
    0
    its a used car and im nooojking for full coverage just the basics, do u think thats a bad idea?
     
  9. guitarsingerguy

    guitarsingerguy Who am I?

    Joined:
    Jun 26, 2003
    Messages:
    12,398
    Likes Received:
    6
    Well, I guess that really depends on how much the car is worth, but I would never go without full coverage. You'll understand if you ever get into a wreck.
     
  10. Dr.Fear

    Dr.Fear Registered

    Joined:
    Dec 17, 2004
    Messages:
    7,650
    Likes Received:
    0
    how much will full coverage set me back?
     
  11. guitarsingerguy

    guitarsingerguy Who am I?

    Joined:
    Jun 26, 2003
    Messages:
    12,398
    Likes Received:
    6
    Alright, tell me what year, make, and model the car is exactly. I'll search around and see what comes up on the calculators.
     
  12. Dr.Fear

    Dr.Fear Registered

    Joined:
    Dec 17, 2004
    Messages:
    7,650
    Likes Received:
    0
    1992 toyota camry
     
  13. guitarsingerguy

    guitarsingerguy Who am I?

    Joined:
    Jun 26, 2003
    Messages:
    12,398
    Likes Received:
    6
    Damn man. I can't even find anything out because you don't have any prior history. You're probably gonna have to go in and talk to an agent. Your parents couldn't add you to their insurance or anything like that? Is the car in your name?
     
  14. Captain_Obvious

    Captain_Obvious Bless Us, Christ Bale

    Joined:
    Dec 7, 2004
    Messages:
    28,002
    Likes Received:
    0
    hmm...well I always stuck with State Farm because that's what my dad is under...I got a student discount too, b/c I took some mini car test and had good grades at school :up:
     
  15. War Lord

    War Lord Registered

    Joined:
    Sep 1, 2003
    Messages:
    30,667
    Likes Received:
    0
    plpd.

    You likely have no assets for anybody to sue you for, so you're safe.
     
  16. Antinicolae

    Antinicolae Registered

    Joined:
    Feb 26, 2005
    Messages:
    538
    Likes Received:
    0
    Those good student discounts really do help. But I think the stress of keeping those grades is making me start to lose hair.
     
  17. ben_thuggin

    ben_thuggin Registered

    Joined:
    Jan 25, 2005
    Messages:
    1,800
    Likes Received:
    0
    I'm a 16 year old, driving a 1996 Honda Odyssey with State Farm. I'm covered by nothing except what's required by law, and it was $1015 or thereabouts (before my wreck).

    EDIT: $1015 every six months:cool:
     
  18. dylan05

    dylan05 Guest

    i recently checked out some quotes at http://www.oneshopinsurance.com they have a couple of known companies here. I also checked out some premiums. actually there are things that we all have to consider. Age is a major consideration. The type and model of the vehicle has a major role also. When buying car/auto insurance online, there are sites that provide automated tools. They’re using an auto coverage analyzer where you have to answer a few question about your financial standing, automobile condition, etc. From this information it will generate what category of coverage we need.
     
  19. November Rain

    November Rain Single Mother

    Joined:
    Sep 27, 2005
    Messages:
    13,348
    Likes Received:
    0
    insurance on what?

    home, car etc?

    i don't have any, although i don't think there is a reason i should, i'm fairly careful with my belongings and home security and i don't drive so meh...
     
  20. Erzengel

    Erzengel |-o-| (-o-) |-o-|

    Joined:
    Sep 28, 2004
    Messages:
    71,399
    Likes Received:
    214
    Geico the talking lizard > dylan05 or any dylan here
     
  21. Immortalfire

    Immortalfire The Iron Mod

    Joined:
    Feb 15, 2001
    Messages:
    60,034
    Likes Received:
    198
    Bumping a dead thread by Dr.Fear is punishable by a cactus rape.
     
  22. Erzengel

    Erzengel |-o-| (-o-) |-o-|

    Joined:
    Sep 28, 2004
    Messages:
    71,399
    Likes Received:
    214
    I'll hold him down.
     
  23. Immortalfire

    Immortalfire The Iron Mod

    Joined:
    Feb 15, 2001
    Messages:
    60,034
    Likes Received:
    198
    Mr. Cactus is en route.
     
  24. jaguarr

    jaguarr Be Your Own Hero

    Joined:
    Nov 11, 2003
    Messages:
    43,576
    Likes Received:
    0
    [​IMG]

    jag
     
  25. Mayor_McCheese

    Mayor_McCheese The Hype's #1 Jerk

    Joined:
    May 6, 2004
    Messages:
    285
    Likes Received:
    0
    A Real man doesn't need any stinking insurance
     

Share This Page

  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.
    Dismiss Notice
  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.
    Dismiss Notice
monitoring_string = "afb8e5d7348ab9e99f73cba908f10802"