You likened being fat and not getting an x-ray at a zoo to the likes of getting raped
Actually, no I didn't. Learn to read. If you're still unable to comprehend simply sentences, get a tutor.
and being a poor individual trying to go to college.
Yeah, SERIOUSLY learn to read. I likened your whining about tax payers having to pay part of the costs for other people's health care to you expecting other people to pay your way through college. Nobody's asking you to build a rocket ship, just to understand words better. Try it sometime.
Grants are free money, loans are paid back.
Gee, it's always "free money" when someone else pays for it, huh? Do you understand where "grants" come from? I'll type really slow if that helps -- when the nice people in suits at the government hand you money to go to school, guess where they get the money from? Why, from government money! Guess where the government gets it's money? Why, from other people just like me! That "free money" for YOU is money I actually WORKED FOR and that the government takes from me to hand out to YOU so you don't have to actually work and pay for your own school when you decide to go. See how that works?
Government student loans are also money that those nice government people give to YOU after they take it out of MY pocket. I worked for it, see, and then you came along and said "I wanna go to school, but I'm too delicate to WORK to pay for it myself -- give me money!" and the government nanny came running to hand you a bunch of money from my pocket. Got that yet?
See, nobody ASKED me if I wanted to pay YOUR way through school, they just gave it to you because you wanted it right now instead of waiting and saving up money on your own. You tell them you'll pay it back later, some day, a little at a time, maybe starting four or six years down the road, but TODAY you don't have the money and you expect MY money to pay your way. I don't give a flying flip if you plan to pay it back later, or if you're one of the people who actually DOES pay it back instead of defaulting or paying late or getting the government to say your such a nice kid working in such a nice field that you don't have to pay it all back -- you still couldn't pay for it right now and expected the rest of us to foot your bill so you don't have to WORK for it right now.
Oh, but what about bank loans for students? See, the money in banks? It's not money that the bank president brings to work with him every day. There are people, whole bunches of people, and they all take their own money and put it in banks. Then the banks invest some of it, and LOAN some of it out to, for example, freeloaders like YOU who want all those other nice people to use their money to pay your way through school so you don't have to work for it yourself or wait and save up to go to school when you can actually afford it.
Just like tax payers and other patients at hospitals having to pay more money because of the cost of people who can't pay their hospital bill, or to buy equipment they don't use as often because there are some people who might need it. You wept tears for tax payers possibly having to foot the bill for hospitals getting bigger machines so that larger people can be treated -- which, of course, is wrong, since I explained (twice, and I typed slowly so you'd have a better chance of getting the point) having the bigger equipment would mean treating more patients and thus it'll pay for itself like all other investments in equipment. So since you are so worried about tax payers and stomped around grousing about it, I just assumed you'd be equally upset at the thought of innocent tax payers having to pay for college loans, too. Wow, I wonder why suddenly you are in support of me and other people having to pay for someone else to go to college just so they can avoid working their way through? Wait... are... are YOU one of those freeloading college kids who took my money??? No wonder I couldn't super-size my meal at McDonalds, you thief! Woe is me!!
So, I wonder which one are a burden to tax payers?
YOU, if you come expecting ME to pay for your schooling so you don't have to work to pay for it yourself when you can AFFORD it. Duh.
Money that is never given back or money that is given back, with interest. Which would one would cause taxes ro rise depending on how much is used?
Money that's never given back? You mean like Pell Grants for COLLEGE STUDENTS?
Which would cause taxes to rise? Duh, well, I guess any that are in the federal budget, since taxes go up to pay for spending increases, and college loans (wow, even the ones you pinky-swear you'll pay back someday... when you get around to it) are part of spending, and the more people that go to school and need loans and grants the more MONEY that takes (see how that works?). Maybe someone should explain how spending works for you, yes? Okay, I will!
See, when they spend money, it doesn't matter if someone says "you'll be getting that back in about four years... wait, I mean you'll START getting it back in four years, or maybe six. Might take a few years to pay it all back, though. So yeah, you might get paid all of it back in a decade." Do you think suddenly they say, "Oh, well then just cross that off the list of 'costs' since some day we might get it back!" Nooooo, when they spend money each year, the total amount gets added up, and the more money they spend each year, the more taxes they need to pay for it -- OR the more the government goes into debt. See, the thing about debt is that it still has to be paid someday. Meanwhile, the interest piles up and everyone else -- those pesky "tax payers" we keep talking about -- have to pay for it all.
Try to justify it however you want, the fact is that student loans and grants are money from other people, some of it gets paid back and some of it doesn't, it's part of government spending and comes from taxes, and you are relying on other people to foot the bill. No different than paying a bit more at a hospital due to the costs being spread around. You were horrified at the thought of hospitals spreading costs around to tax payers, but you are stuttering and making excuses (lame ones) about student loans. If you want to vilify people over the hospital example, I can easily vilify students who get loans. It's that simple.
Which one would help increase the national debt depending on how much is used? I wonder...
Wonder no more! I'm here to help!
What helps increase the national debt? SPENDING! What spending, you may now ask? Why, GOVERNMENT spending! But, where does the government get that spending? From the tax payers, like ME! If there's not enough money yanked out of my wallet for the spending, then the government goes into "debt". But that debt has to be paid off. How, you ask? MORE SPENDING! Wait, though, you might say, but where does THAT money come from? Sad to say, it comes once again from tax payers -- yep, like ME. Again.
So which spending costs "money" from "tax payers" like "me"? All. Of. It.
But which debt spending costs "money" from "tax payers" like "me"? All. Of. It.
Does that mean that they don't have a special little magic box where student loans and unicorn feed get paid for without raising spending costs and adding to the overall debt? Nope. Spending that increases the debt includes --- can you guess? -- ALL spending put together. Because spending is spending. If it's part of spending, it's part of the costs, and that means if the debt goes up then it's part of THAT, too.
You don't get to just cherry-pick the spending that you don't like and put it all into one little pile, and then take all of the spending you DO like and put it into another little pile, and pretend the debt is caused by the meanie-pile and that the good-pile makes babies smile. That's called "not real economics", or as I like to put it, "not reality".
If you have any more really, really obvious simple questions, feel free to pass them on. And if you still don't understand why not paying for something yourself and taking government money for it costs other people THEIR money... well, actually, if you still don't understand that one, I don't think there's anyone who can help you at this point.
Carry on!