Question from Anyone Living in NEW JERSEY.

[Robin91939]

Does anyone know if a traffic ticket for "Failure to stop or Yield" (an $85 dollar ticket) is panelized through points on my driver's insurance? In the state of New Jersey.

-R

 

[Jack Rabbit]

Yes.Disclaimer, I have never been to, nor do I live in, New Jersey.

 

[Robin91939]

Yes.Disclaimer, I have never been to, nor do I live in, New Jersey.

Is it two?

I could kill myself tonight...cause I'm broke and ran a light completely accidently. It wasn't like I thought: "oh **** it, whatever" and then just went through it. Thing is- I could have sworn the mother ****er was green.

I stopped at the light. I waited. Then I looked down at the clock and I saw the light change, I can swear I did, out of the top of my view. Then I looked at the street and saw no cars and started to make my turn. When I did my friend said, "the lights still red man". I said, "no it's not?" looked up, and sure enough it just turned green while I was passing it. I complete the turn and, you guessed it, there was a cop on that road. He pulled me over and BAM 85 bucks and probably 300 more to get out of the points.

I'm ****ed.

-R

 

[Anita18]

Last month I got the same violation (the first time I didn't look for traffic carefully coming out of my driveway on a busy street with lots of parked cars is NATURALLY when I cut off a cop on a motorcycle. ) and I was told I was able to keep the points entirely off my record if I did traffic school. I live in California, so I was even able to do home study, since driver's ed in a classroom the first time for my permit was a complete waste of a weekend.

The fine was around $160, and an extra $30 to process the traffic school option, and then another $20 toward the actual class. I could afford it though, I have enough saved up despite my low salary. That's what I save for, I suppose - for stupid silly mistakes that cost $$$$.

The DMV website says that your insurance doesn't go up right away, only when you renew next year and they check your record.

I was going to ask if they offered you traffic school (before SHH went down for a few minutes), but from your post it seems like they did and you can't afford it. Totally bummer.

NJ car insurance rates are horrifying. My family moved from NJ to CA and I remember my parents mentioning that car insurance was practically the ONLY thing that was more expensive in NJ. If you're a teenage guy, it's even worse.

 

[Robin91939]

Last month I got the same violation (the first time I didn't look for traffic carefully coming out of my driveway on a busy street with lots of parked cars is NATURALLY when I cut off a cop on a motorcycle. ) and I was told I was able to keep the points entirely off my record if I did traffic school. I live in California, so I was even able to do home study, since driver's ed in a classroom the first time for my permit was a complete waste of a weekend.

The fine was around $160, and an extra $30 to process the traffic school option, and then another $20 toward the actual class. I could afford it though, I have enough saved up despite my low salary. That's what I save for, I suppose - for stupid silly mistakes that cost $$$$.

The DMV website says that your insurance doesn't go up right away, only when you renew next year and they check your record.

I was going to ask if they offered you traffic school (before SHH went down for a few minutes), but from your post it seems like they did and you can't afford it. Totally bummer.

NJ car insurance rates are horrifying. My family moved from NJ to CA and I remember my parents mentioning that car insurance was practically the ONLY thing that was more expensive in NJ. If you're a teenage guy, it's even worse.

I just had a ticket for speeding (49 mph in a 40 mph zone ) and that was an $85.00 fine with court charge of $200.00 and $130.00 to take off the points. I think that was it.....bottom line, all-in-all it was a $430.00 ordeal. I can't afford to be paying $1000 dollars in traffic fines in a year. This better come out to be under $200 or else I'm going to be very, very angry. I make minimum wage at two jobs over Monday-Friday about 40 hours and then $22/hr on weekends 8 hours on Saturdays. Needless to say, I have little money- even for a 19 year old. My parents are more than able to help me out, but I don't want them to have to. I don't want what I did to cost them money, you know.

-R

 

[Anita18]

I just had a ticket for speeding (49 mph in a 40 mph zone ) and that was an $85.00 fine with court charge of $200.00 and $130.00 to take off the points. I think that was it.....bottom line, all-in-all it was a $430.00 ordeal. I can't afford to be paying $1000 dollars in traffic fines in a year. This better come out to be under $200 or else I'm going to be very, very angry. I make minimum wage at two jobs over Monday-Friday about 40 hours and then $22/hr on weekends 8 hours on Saturdays. Needless to say, I have little money- even for a 19 year old. My parents are more than able to help me out, but I don't want them to have to. I don't want what I did to cost them money, you know.

-R

Ah, yeah. In CA you can only use 8-hr traffic school to get rid of points if you haven't had any other violations in the past 18 months, I think. Otherwise you'd have to request 12-hr traffic school from the court and...ugh, pain and suffering.

Sounds like you've got the worst of luck. In CA I think it's pretty much understood that you're ok if you're going at the same speed everyone else is going, even if that's 10mph over the posted limit. If it's just you on the road (and especially in a residential area), then go at the speed limit, don't take chances. But if it's a whole group, they can't ticket EVERYBODY so yeah.

Believe it or not, your salary is actually way over the federal poverty level. (If I did my math right, you're making $24K a year.) I don't know your financial situation with your parents, but if you live with them and don't pay rent, you and I would pretty much come out even salary-wise. I'm probably assuming wrong, though. It's probably a good idea to start saving somehow, since getting high insurance rates is definitely no fun.

 

[Uber Venom]

Does anyone know if a traffic ticket for "Failure to stop or Yield" (an $85 dollar ticket) is panelized through points on my driver's insurance? In the state of New Jersey.

-R

Yes.