It's true. Personally, I have never had a student in that situation, but I know they are out there.
One of the greatest double-edged issues is the fact that at an online school, one is more likely to be accepted due to Open Enrollment. At a state university this is not likely. Open Enrollment can help students who sincerely want to better themselves. On the flip side, many students are able to get in and take advantage of the system by getting monies for courses that many do not even show up for. Not showing up for a class has probably been the primary reason I have failed students. In an online environment, it is critical to participate as the boards require.
Online school debt can also be staggering. There are many scholarships that are not honored for online schools, and most enrollment advisors for online schools are actually paid by commission. So, you might really suck at the fundamentals, but you'll probably get in the school, and then face the stark realization that you can't do the work.
Many students think Online classes are a breeze. This is also a loaded statement. If one is organized, structured, and participatory in the course elements, and submits their work on time, it is likely one will perform quite well. However, if an individual does not adhere to these activities, then it is likely a student will not last long in an online learning environment.
As mentioned previously, I am available for seminars on various topics, and my rates are reasonable. I recently gave seminars in Anxiety and Stress Management, and Anger and Conflict Management.