The Virtual Wallet Thread: PayPal, Cash App, Apple/Google/Samsung Pay, & More...

[Lily Adler]

So I've been trying to decide which to try and it's looking more and more like Samsung Pay.

 

[Schlosser85]

Only one I use is PayPal to pay my artist.

 

[Lily Adler]

Only one I use is PayPal to pay my artist.

The only issue I have is PayPal wants my SSN to use for their PayPal Cash Account which will link my PayPal with Samsung Pay, but I didn't like the sound of that. Samsung Pay wants you to verify any credit or debit cards before letting you use them, but I don't have an account for my credit card. I just never liked to use an account for it.

 

[Lily Adler]

So I get as far as being allowed to enter my card, but then the page renders everything to the left so I can't see anything.

 

[ComicChick]

i have used Paypal over 15 years. I've never had any issues. In fact, one time i was identity thefted and someone used a card linked to my Paypal and they notified me before my card company even noticed.
Whenever I shop online and Paypal is an option, i always pay that way. I prefer the portal of paying them over the company getting my credit card info, especially with all the data leaks and hacks these days.

I have Apple Pay, i've used it less than 10 times though.

i will never use CashApp or Facebook Pay.

 

[Lily Adler]

i have used Paypal over 15 years. I've never had any issues. In fact, one time i was identity thefted and someone used a card linked to my Paypal and they notified me before my card company even noticed.
Whenever I shop online and Paypal is an option, i always pay that way. I prefer the portal of paying them over the company getting my credit card info, especially with all the data leaks and hacks these days.

I have Apple Pay, i've used it less than 10 times though.

i will never use CashApp or Facebook Pay.

Ugh CashApp. Everyone is getting in on that. I've been told it's the PayPal for zoomers.

I want to use Samsung Pay, but my credit card isn't supported and I can link PayPal to it and link my card to it. Unfortunately, the page renders everything to the left so I can't add the card.

 

[Kane52630]

Venmo is pretty good.

 

[Lily Adler]

Venmo is pretty good.

Matt Gaetz uses that for trafficking minors though.

 

[MissMarvelous]

Which are the advantages of these? What happens with just credit cards and cash?

 

[Kane52630]

Matt Gaetz uses that for trafficking minors though.

Yeah but you can put emojis tho!

 

[ComicChick]

Ugh CashApp. Everyone is getting in on that. I've been told it's the PayPal for zoomers.

if you send the money to the wrong place with cashapp, you are screwed. i know way too many people who made typos while sending money and the people who received it never sent it back

 

[Lily Adler]

Cash app is starting to become as annoying as Venmo to me.

 

[ComicChick]

i finally caved and have used apple pay a couple of times. it's not that bad. but i've used it mostly to send money to someone i borrowed from because i left my wallet at work when we went to lunch

 

[Lily Adler]

I want to use Samsung Pay but my bank doesn't support it.

 

[Lily Adler]

So there's a workaround for my debit card but it involves adding it to PayPal... What do you guys think?

 

[Lily Adler]

So from my understanding how it works is: I go through Samsung Pay and add the debit card to PayPal. When I use Samsung Pay, PayPal charges my debit card the amount I'm trying to pay. Then Samsung encrypts the payment with an artificial card number. I then enter a PIN for my PayPal like a debit PIN and it's complete.

 

[ComicChick]

i do that when i online shop and use my paypal. it's pretty much the same.

 

[Lily Adler]

So how it works is PayPal takes out about $10 to top the balance.

 

[Lily Adler]

i do that when i online shop and use my paypal. it's pretty much the same.

So I learned the debit card is only needed to top up the PayPal balance to pay when you use Samsung Pay, so I could just add money to my PayPal to do that.