A College Question...

[Warhammer]

Ok, this is to everyone who is currently going or already graduated from college. Did you have a form of scholarship, did you have student loans, etc?
...I'm just wondering.

 

[Ben Urich]

I have an unsubsidized Stafford loan from the government. I also got a Florida Bright Futures scholarship, awarded to high school students with GPAs of 3.5 or higher. It covers 75% of the cost.

 

[Movies205]

Ok, this is to everyone who is currently going or already graduated from college. Did you have a form of scholarship, did you have student loans, etc?
...I'm just wondering.

I go to a state university, my highschool grades weren't the great so I didn't get any scholarships, however I didn't bother applying to any. However, I applied for finacial aid which pretty much covers all of the tutition costs but none of the housing. Finacial Aid consists of grants and loans, the grants you don't pay back, the loans you do. If your applying to college, it's imperative you immediately fill out your FAFSA. The second thing is deciding whether to go to state college/university or not. If you go to a private college the price is going to go up a lot. For example, next year when I get back from studying abroad, I'm going be living in an apartment so the finacial aid covers my tution so I don't have to worry about huge student loans. While my brother who went to a private college has something like $30,000 a year in student loans, however he's got a cushy job at microsoft waiting for him because of it. However, if your planning on going to a graduate school, it might be wise to simply go to a state university get good grades, and then go to graduate school to help defray costs. Hope that helps at all, I find most of the time with this stuff for whatever reason, people don't tell you the simple information you need to know.

 

[Showtime]

Your mom goes to college...

College felt like it was so long ago. In a galaxy far far away.

 

[Warhammer]

I go to a state university, my highschool grades weren't the great so I didn't get any scholarships, however I didn't bother applying to any. However, I applied for finacial aid which pretty much covers all of the tutition costs but none of the housing. Finacial Aid consists of grants and loans, the grants you don't pay back, the loans you do. If your applying to college, it's imperative you immediately fill out your FAFSA. The second thing is deciding whether to go to state college/university or not. If you go to a private college the price is going to go up a lot. For example, next year when I get back from studying abroad, I'm going be living in an apartment so the finacial aid covers my tution so I don't have to worry about huge student loans. While my brother who went to a private college has something like $30,000 a year in student loans, however he's got a cushy job at microsoft waiting for him because of it. However, if your planning on going to a graduate school, it might be wise to simply go to a state university get good grades, and then go to graduate school to help defray costs. Hope that helps at all, I find most of the time with this stuff for whatever reason, people don't tell you the simple information you need to know.

Much thanks, Movies. This is exactly what I wanted to know.
Also, thank you for the input, Ben Urich.

 

[Movies205]

Much thanks, Movies. This is exactly what I wanted to know.
Also, thank you for the input, Ben Urich.

It's also important to map out your goals, I mean not to put a ton of pressure on you, some people know exactly what they want in life, and others don't. For example, a lot of people go to college just for that B.A., the B.A.'s major means nothing in a lot of ways because if you want be a doctor, lawyer, etc... You still have to go to graduate school, so the B.A. is really just so when you apply for a job, they know your smart, then they'll train you. If that's the case, then you don't have to work uber hard in college. However, if your like me, and you want to go to graduate school, then your going have to bust ass for two reasons. The first is so you can get into a good grad school and the second is so you can get scholarships when you go. Knowing what you want out of your college is going SAVE YOU A LOT OF TIME, trust me... Also picking your classes is essential, go on ratemyprofessor.com or w/e it is, and make sure the classes you take have high rated professor, a good professor makes all the difference. Best of luck, with your college career

 

[GoldenAgeHero]

I'm kinda opposite, i just want to go for my BA. i dont think im going to go to grad school,my GPA sucks at this point, so im just busing mu ass hoping my GPa can reach 3.0, just to have the option open.

 

[Tempest19]

I'm lucky in that I'm like Harry Osborn- my father is RICH! t:

Okay, back to pretending to be humble.

 

[wiegeabo]

I had grants like FAFSA which, except for my last year and grad school, paid more than I owed. (Yes I made money )

I also took loans with the intent to put the money into a savings account, or other interest bearing investment, and then pay the loans off after graduating. Then I could keep the interest. (That didn't work out because of some family emergencies )

Another idea is to not pay the loan off after graduating, but keep it in an account, only paying the minimum each month to make the loan last as long as possible. Since student loan interest is tax deductible, and assuming owe enough taxes to get the full deduction, it's basically an interest free loan (ignoring inflation). Essentially, the bank would be refunding you for part of your school through the interest you would earn on the loan.

 

[Warhammer]

Thanks guys.

 

[Erzengel]

I had a Stafford Loan that I just paid off like last year.

 

[WorthyStevens]

About to start on my student loans.

 

[Halcohol]

My parents make a good living, so they're paying my rent and tuition until I get my degree. I pay my bills and living expenses... so it's a pretty sweet deal for me.

I've been switching majors all 6 semesters that I've been here because I really had no friggin' clue what I wanted to be. I finally settled this year onto a BA in Urban Design with a minor in History, so I can be a city planner.

I've got a few courses to take this spring and summer, and then a full year and I should graduate The important thing is to find something you want to do and then put your head down and power to it.