Last gen, I was physical, but then my PS3's Blu-Ray Drive messed up so I basically had to sell all my discs. I then realized I could still play digitally, so I slowly bought them for cheap months later. Now, I prefer to get digital.
The problem is physical games are usually cheaper, so what I will do is get the physical copy when its on sale, but then once they go on sale digitally, I'll check to see if I can sell the physical copy at a local game store for the same price I'd pay for the digital copy on PSN. If its not too much of a difference, I'll buy digital and sell physical. If not, I'll keep the physical copy.