The comments made previously (Russos liking Tom specifically for naivety when first casting him, coming-of-age tale, Feige/Tom/Russos emphasis on him being a kid, Tom Holland suggesting a 'darker path', Stark's relationship with Peter continuing the student and teacher tale, etc. etc.) that we may have to wait a few movies just to get the character we know and love in his truest form..if even that. They've skipped the 'origin story' so they can give us an origin story without actually dubbing it as such and it's started from Civil War.
We have a Spider-Man that was told, "With Great Power.." but has a long way to go in actually learning it so the whole "Spider-Boy" comment from Stark actually rings true, at least right now. If that perspective is indeed correct (and not 'hyperbole'), that negates his original origin story to me.
I like the Harry Potter approach because of getting to watch Tom Holland grow up on the big screen and come into his own as Peter/Spidey. Not sure I like it, however, if it means that the
character will have to go through a few movies to actually be the character in his fullest.
As you said, it awaits to be seen and I'm giving Homecoming a shot regardless.

t: