i have a savings account my mom started as soon as she found out she was pregnant with me for post secondary, and by now its alot more then i need. im going to be taking a year off after i get my diploma in june, then im going to a tech institute for professional cooking and the course is 3 semesters and 6000 all together. she did it so that i didnt have to suffer student loan debts like her.....which shes still paying off 18 years later.