I personally avoid generalizations. I judge every individual by their actions. Regardless of race, creed, color, sex, national origin, religion, personal finances or sexual preference, if you're an ***hole you're an ***hole. Regardless of those same classifications, if you are a law-abiding citizen and treat others well, then you are a fine person.
Further- We have a responsibility to aid those less fortunate regardless of these. I do not believe that there should be any charities, help agencies, scholarships, or benefits that help only certain races exclusively. It should be on the basis of need alone.