No, you were completely inaccurate. You are saying the the third act is all action, that nothing else occurred other then action and explosions. Considering you acknowledge that isn't true proves my statement correct.
"There is no fruit in the bowl."
There is an orange the bowl.
Thus the statement is false. Your reasoning is as good as your quoting ability.
And just because you deem something cheesy, does not make it any less a character moment. Plenty found all those scene to be compelling.
Also, since when can't a scene deliver information or action while involving character? In fact, that is the proper way of doing it. Unless Scorsese and Spielberg have been doing it wrong for over 40 years now.